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Toward a Universal Digital Wallet
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/toward-a-universal-digital-wallet/
Nov 13, 2020 - For cryptocurrencies and other blockchain technologies to scale in adoption as the Internet did, people need more human-friendly ways to use them. We believe that the digital wallet is one such way. Digital wallets are pieces of software that hold digital things of value for us, such as money, ID cards, and documents such as receipts. They enable us to make payments, prove our identities, record and verify our actions and transactions, and aggregrate and manage our cryptoassets such bitcoin, ether, or derivatives of cryptocurrencies. Eventually, we expect them to capture and protect our Internet browsing, online shopping, and other streams of...
Regulatory Framework For Token Sales
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/regulatory-framework-for-token-sales/
Apr 30, 2018 - This research surveys the global landscape of regulatory frameworks, statements, and decisions, on blockchain-based token sales in the jurisdictions of the United States, Canada, Singapore, China, France, Germany, Italy, Estonia, Switzerland, and Gibraltar, with commentary on Malaysia, South Korea, Israel, Russia, Australia, New Zealand, and the United Arab Emirates. Its expert authors look at initial coin offerings and compare how different regulators are categorizing token sales in their attempts to balance the protection of investors with the stimulus of innovat...
New Directions for Government In the Second Era of the Digital Age
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/new-directions-for-government-in-the-second-era-of-the-digital-age/
Feb 09, 2021 - This research project surveys what federal governments can do to exploit the next era of technology across their operations, within their economies and society, and with their allies and global partners. It focuses on the threats and opportunities facing the United States—including China’s increasing dominance in global supply chains and strategic innovation. It also speaks to challenges the new administration faces, and recommends five areas for immediate action: securing digital systems, citizen identities, and personal data; embracing cryptocurrencies and launching a digital dollar; transforming government services and culture; engagin...
Patterns from the Past
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/patterns-from-the-past/
Aug 30, 2019 - This is the first half of Trust(less): How Blockchain Will Help Us Navigate the Post-Trust World. It establishes the context for distrust in technology. We might assume that our current challenges with blockchain innovations are unique. But every generation of inventive entrepreneurs has faced push-back from a species that doesn’t easily embrace change. After reviewing the history of initially terrifying inventions—from electricity and elevators to artificial intelligence and Airbnb—the author distills the lessons relevant to the building consumer trust needed for broad consumer adoption of blockchain technologies.
Introduction to Stablecoins
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/introduction-to-stablecoins/
Jan 21, 2021 - This research project looks at stablecoins, a new category of digital assets with stable prices in decentralized financial systems. It achieves three goals. First, it examines different ways to stabilize the price of a cryptocurrency. Some are backed by assets with stable value such as US dollars or gold, others are stabilized by algorithms, and some combine those two approaches. Second, it surveys the landscape of stablecoins and analyze the top ten stablecoins by market capitalization. Finally, it suggests ways to use stablecoins for protecting the value of a cryptoasset portfolio.
Blockchain In Commercial Insurance
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/commercial-insurance/
Nov 21, 2019 - Insurance is a significant industry worldwide: in 2017, total global gross written premiums tallied $4.8 trillion. In this white paper, Henry Kim and Muhammad Izhar Mehar of the Schulich School of Business offer clear guidance for evaluating potential blockchain use cases in commercial insurance. They take a “first principles” approach rooted in historical and economic perspectives and provide a more scientific framework for comparisons. It is a practical work for professionals responsible for sizing up the potential of distributed ledger technology in the insurance industry.
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