Distributed and Collaborative Marketplaces
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/distributed-and-collaborative-marketplaces/
Jan 22, 2018 - Blockchain technology could enable cooperative models for organizing capital and capability, exchanging value, and managing risk peer to peer. This research project explores distributed marketplaces for insurance and financial assets, where peers amass large pools of liquidity on the blockchain, smart contracts pay liabilities, and artificial intelligence calculates actuarial risk.
Keyword: BitPesa,
distributed exchange,
financial inclusion,
financial services,
M-Pesa,
P2P payment,
remittances,
SDG 1,
SDG 10,
SDG 5,
SDG 8,
self-sovereign identity,
WeTrust
Regulatory Framework For Token Sales
Primavera de Filippi,
Constance Choi,
Benedikt Schuppli,
Carla Reyes,
Nikita Divissenko,
Xavier Lavayssiere,
Francesco Dagnino,
Marcus C. Funke,
Frank Bierwirth,
Axel Schiemann,
Jiong Sheng,
Gianna Abegg,
Nathan Kaiser,
Jackie Yang
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/regulatory-framework-for-token-sales/
Apr 30, 2018 - This research surveys the global landscape of regulatory frameworks, statements, and decisions, on blockchain-based token sales in the jurisdictions of the United States, Canada, Singapore, China, France, Germany, Italy, Estonia, Switzerland, and Gibraltar, with commentary on Malaysia, South Korea, Israel, Russia, Australia, New Zealand, and the United Arab Emirates. Its expert authors look at initial coin offerings and compare how different regulators are categorizing token sales in their attempts to balance the protection of investors with the stimulus of innovat...
Keyword: Australia,
Binance,
Blockchain Capital,
Canada,
China,
COALA,
CopyCashCoin,
Estonia,
Ethereum Foundation,
financial services,
FINMA,
France,
Germany,
Gibraltar,
Howey test,
ICO,
Israel,
Italy,
law & regulation,
Malaysia,
Munchee,
NEO,
New Zealand,
Nexium,
OneCoin,
Plexcorps,
Polybius,
ProtoStarr,
REcoin,
Russia,
SDG 16,
SDG 17,
SEC,
Singapore,
South Korea,
Switzerland,
Tezos Foundation,
TokenFunder,
United Arab Emirates,
United States,
Wysker
The Digital Yuan and Cross-Border Payments
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/the-digital-yuan-and-cross-border-payments/
Aug 17, 2022 - Central banks, rev up your digital currency engines! The race to global adoption is on, and this case study of China’s e-yuan captures the first mover in action. Co-led by PhDs—one a fintech advisor, strategy consultant, and researcher based in Hong Kong/Singapore, and the other a professor at the Schulich School of Business in Toronto—the case digs into the Chinese government’s approach to the research, development, and roll out of its digital yuan. The authors analyze China’s digital currency electronic payment in terms of the government’s joint venture with SWIFT, its Regional Comprehensive Economic Partnership, and the Belt an...
Toward a Universal Digital Wallet
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/toward-a-universal-digital-wallet/
Nov 13, 2020 - For cryptocurrencies and other blockchain technologies to scale in adoption as the Internet did, people need more human-friendly ways to use them. We believe that the digital wallet is one such way. Digital wallets are pieces of software that hold digital things of value for us, such as money, ID cards, and documents such as receipts. They enable us to make payments, prove our identities, record and verify our actions and transactions, and aggregrate and manage our cryptoassets such bitcoin, ether, or derivatives of cryptocurrencies. Eventually, we expect them to capture and protect our Internet browsing, online shopping, and other streams of...
Keyword: Alipay,
Binance,
DigCash,
Divi,
DocuSign,
financial services,
Jaxx,
MetaMask,
Microsoft,
Mindtree,
OrgBook,
PayPal,
SDG 1,
SDG 16,
SDG 8,
Sovrin,
technology,
Trezor
Cryptocurrency for Ohio Tax Payments
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/cryptocurrency-for-ohio-tax-payments/
May 31, 2019 - This research demonstrates a potential use of blockchain in the financial system―the use of cryptocurrency for taxation. The research focused on the state of Ohio, the government of which had strong support from relevant stakeholders in the private sector. The use case gives readers a sense of the social, political, and entrepreneurial acceptance during early adoption of blockchain at a governmental level. The outcomes should inform policymakers of more efficient options to implement blockchain-related initiatives while maximizing their public impact.
Keyword: Bernie Moreno,
Bitcoin Core,
BitPay,
Blockland Cleveland,
Electrum,
financial services,
law & regulation,
Ohio,
Payment Protocol,
Rep. Brad Sherman,
SDG 11
The Future of Retail Payments
File Type: Document, Infographic
https://www.blockchainresearchinstitute.org/project/the-future-of-retail-payments/
Jan 30, 2018 - This project illustrates different approaches to integrating blockchain into the retail environment. It compares the strategies of two online retailers, Overstock and Newegg, both of which accept cryptocurrency as payment for online purchases. Because of the challenges of implementing crypto within their legacy payment gateways, both formed strategic partnerships with crypto exchanges and payment services, BitPay, Coinbase, and Shapeshift.
Keyword: Beijing Digital Grid Technology,
consumer packaged goods,
customer experience,
financial services,
Fred Chang,
Medici Ventures,
Patrick Byrne,
payment,
retail,
SDG 12,
shopping cart