Dec 23, 2019 - This research explores how blockchain technologies could address the challenges of the market for life insurance. Through initiatives such as open IDL and consortia such as B3i and The Institutes RiskStream Collaborative, the insurance industry is exploring use cases where blockchain could deliver near-seamless automated processes, more secure data sharing, uniform compliance, and better fraud prevention. New business models such as peer-to-peer insurance and insurance-as-a-service will likely gain traction as insurance technology start-ups move into life insurance.

Nov 22, 2017 - This project explores the intersection of Internet of Things and blockchain as a means of securing transactions among objects, realizing efficiencies, establishing appropriate boundaries between public and private, and developing strategies for business leaders across industry. It maps out the typical architecture of an IoT deployment in terms of connectivity, identity, sensing, and actuation. The author walks through the challenges of centralized and decentralized IoT designs, from scalability, latency, and transaction costs to privacy, durability, and interoperability of systems.

May 31, 2019 - This research demonstrates a potential use of blockchain in the financial system―the use of cryptocurrency for taxation. The research focused on the state of Ohio, the government of which had strong support from relevant stakeholders in the private sector. The use case gives readers a sense of the social, political, and entrepreneurial acceptance during early adoption of blockchain at a governmental level. The outcomes should inform policymakers of more efficient options to implement blockchain-related initiatives while maximizing their public impact.

Jan 22, 2018 - This research anticipates blockchain's impact on enterprise IT architecture and the role of the chief information officer, sometimes called the chief technology officer or chief digital officer. It examines "low-hanging fruit,” that is, use cases where processes are ripe for change, volumes are predictably low, and the potential rewards are large. It also explores the coming convergence of emerging technologies--artificial intelligence, machine learning, big data, and Internet of Things--and how those will catalyze distributed business models based on decentralized structures and disintermediated transactions. Finally, it provides a digital...

Jan 12, 2018 - The healthcare systems of many countries work for neither the medical professionals nor the patients they serve. It is the only industry where innovation drives costs up. The problem ultimately resides in industrial-age thinking about healthcare delivery, where intermediaries hoard data, assume patient ignorance, and exclude anyone without insurance. This project flips the model: patients co-create and own their data, have full access to it, and can monetize it on the blockchain.

Apr 30, 2018 - This research surveys the global landscape of regulatory frameworks, statements, and decisions, on blockchain-based token sales in the jurisdictions of the United States, Canada, Singapore, China, France, Germany, Italy, Estonia, Switzerland, and Gibraltar, with commentary on Malaysia, South Korea, Israel, Russia, Australia, New Zealand, and the United Arab Emirates. Its expert authors look at initial coin offerings and compare how different regulators are categorizing token sales in their attempts to balance the protection of investors with the stimulus of innovat...