Jan 21, 2021 - This research project looks at stablecoins, a new category of digital assets with stable prices in decentralized financial systems. It achieves three goals. First, it examines different ways to stabilize the price of a cryptocurrency. Some are backed by assets with stable value such as US dollars or gold, others are stabilized by algorithms, and some combine those two approaches. Second, it surveys the landscape of stablecoins and analyze the top ten stablecoins by market capitalization. Finally, it suggests ways to use stablecoins for protecting the value of a cryptoasset portfolio.

May 25, 2018 - The utility settlement coin (USC) consortium plans to develop what we believe banks will welcome. This case study describes how the USC, launched by UBS and Clearmatics, will use decentralized blockchain technology to confirm financial agreements that are verifiable without the wastefulness of proof of work. Financial institutions could conduct business more safely because of real-time settlement, smart contracts, and enhanced risk management procedures using this new digital version of fiat currencies.